If you’ve been injured in an accident, it’s important to know that there are people who can help you. You might think of an insurance adjuster as being on the other side of the law—that is, someone who works for or against your claim. But in fact, insurance adjusters are often helpful and compassionate individuals who want to do what’s right for their clients after a car accident or other incident.
As an injured person seeking compensation for medical bills and lost wages from third party insurers like your auto insurance company (or even from workers’ compensation), an insurance adjuster can be an invaluable ally during this stressful time.
What Is an Insurance Adjuster?
An insurance adjuster is a person who works for an insurance company. They’re trained to evaluate a claim and determine how much money should be paid out in damages, or if there is any liability at all.
An adjuster may also help the injured person understand their rights and options by explaining the different types of coverage available, such as personal injury protection (PIP), medical payment coverage (MPC), uninsured motorist (UM) coverage, etcetera.
What Does an Insurance Adjuster Do?
An insurance adjuster is a person who represents the insurance company. They’re responsible for handling your claim, contacting the other party’s insurance company, and working with you to settle it. In most cases, you will never see this person face-to-face unless they are in court or at one of your doctor’s appointments.
How Adjusters Settle Injury Claims
The insurance adjuster is trained to evaluate the facts and assess the value of an injury claim. They will look at medical records, police reports, and other evidence to determine the extent of your injuries. An adjuster may also work with doctors and other experts to determine the value of your claim, as per personal injury lawyer in Peterborough.
How to Communicate With an Insurance Adjuster
When communicating with an insurance adjuster, you should always keep your cool. Never be rude or aggressive, even if they are. It will only make them more suspicious of you and make it harder for them to help you out.
If an insurance adjuster asks what happened to me then I’ll answer honestly without any exaggerations or lies about my injuries (if there are any). If possible, try not to threaten them either verbally or physically because this can backfire on both parties involved in the claim process including yourself!
What if You Disagree With the Adjuster’s Settlement Offer?
You can ask for a review of your case by sending a letter to both parties and requesting that they meet in person to discuss the issue at hand. This is an informal meeting where both sides will try to resolve their differences without having to go through a formal hearing process.
If this doesn’t work out and both parties still feel strongly about what happened in their case, then they may file an appeal with their state board or organization for insurance adjusters. After filing this appeal, it could take up to six months before anything happens again—which means if all other options fail during this time period then taking your claim all the way through court may be necessary!
Getting Help After an Injury.
Call a lawyer if you’ve been injured in an accident, it’s important that you hire an attorney who will take on your case and offer legal advice during this time of need. A personal injury attorney will look at all aspects of the situation including liability issues (how responsible someone else should be) as well as damages owed if there has been wrongdoing by another driver or pedestrian involved in causing bodily harm during an accident; however, this decision is ultimately up to each individual client so make sure when choosing one who fits best with them needs before making any commitment towards hiring anyone else!