If you’ve been in a car accident, you may be wondering how to go about filing a car insurance claim. The process is slightly different depending on whether or not your auto insurance carrier has paid out on your claim. Your injury lawyer in Oshawa will explore everything from what happens after an accident happens to how much time it takes before the insurance company begins taking payments out of their policyholder’s pocket–and why that process can take months or even years.
Should You Even File a Car Accident Claim?
You should file a claim if you were injured in a car accident. Even if you were at fault and didn’t have any injuries, it’s still a good idea to file a claim so that you can get help with your medical bills and any other expenses.
Where Do You File the Car Accident Claim?
In order to file a car accident claim, you’ll need to get the police report. You can do this by calling the police department and asking them for the report number or by visiting their website and looking under “investigations”. If you have been involved in a car accident, it is important that you get this information as soon as possible so that your insurance company knows what happened and can make sure they’re paying out on your behalf.
Starting the Car Insurance Claim Process
● Contact your insurance company.
● File a claim form.
● Get the police report and medical records, if applicable.
● Call an attorney who specializes in car accident claims to get advice on how to proceed with your case.
The next step is to contact your insurance company. Your agent will likely ask you questions about the accident, including why you think it happened, what was said between you and the other driver or passengers and if there were any witnesses present at the time of impact. If a claim has been filed on your behalf with another carrier (like a third-party insurance policy), they may ask for copies of all documents related to their investigation process–including police reports and photos from any medical professionals involved in treating anyone who was injured during an accident involving one of their insureds.
If this information isn’t provided within 30 days after receiving notification from them about filing their own claim against another driver’s policy because they believe they have grounds for doing so; then they could decline covering your losses altogether!
You can be in an accident and still have coverage.
If you are in an accident and the other driver is at fault, your insurance will cover it. In this case, you can still have coverage for your injuries and property damage even if the accident was not your fault.
If both drivers have full coverage on their vehicles (not only liability but collision and comprehensive), then they must make a claim with their insurer before taking any legal action against each other. If either driver does not do this within 30 days of being involved in an accident, then he or she can no longer sue for damages due to his or her own negligence or lack thereof.